Close a mortgage under TRID

Reinforce CFPB TRID order from mortgage-origination training. The closing is not held until the Loan Estimate, the seven-business-day LE wait, the Closing Disclosure wait, and the tolerance cures are complete.

1. Issue the Loan Estimate within three business days of application.
2. Do not consummate until the seventh business day after the LE is delivered or mailed.
3. Wait the required days after a revised LE when a valid changed circumstance occurs.
4. Deliver the Closing Disclosure at least three business days before consummation.
5. Cure tolerance violations before or at closing.
6. Consummate only after that wait and the final figures.
7. Do not ask the borrower to sign a CD they have not had time to review.